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Automotive Compliance Ltd’s permissions as a Principal Firm allows J F Hutchings Ltd to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. J F Hutchings Ltd is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. But any such amounts they and other lenders pay us will not affect the amounts you pay under your finance agreement, all of which are set by the lender concerned. Different lenders may pay different commissions for such introductions, and Vauxhall Finance also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. Lenders may pay a fixed commission to us for introducing you to them, calculated by reference to the vehicle model or amount you borrow. Our aim is to secure the best deal you are eligible for from our panel of lenders. If they are unable to make you an offer of finance, we then seek to introduce you to whichever of the other lenders on our panel is able to be make the next best offer of finance for you. Our approach is to introduce you first to Vauxhall Finance, who are usually able to offer the best available package for you, taking into account both interest rates and other contributions. An introduction to a lender does not amount to independent financial advice and we act as their agent for this introduction. We can introduce you to a selected panel of lenders, which includes Vauxhall Finance.

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Hutchings Limited to act as a credit broker, not as a lender, for the introduction to a limited number of lenders and to act as an agent on behalf of the insurer for insurance distribution activities only. Automotive Compliance Ltd’s permissions as a Principal Firm allows John F. Hutchings Limited is an Appointed Representative of Automotive Compliance Ltd, who is authorised and regulated by the Financial Conduct Authority (FCA No 497010). J F Hutchings Ltd t/a Hutchings Hyundai, Severn Road, Treforest Ind Est, Pontypridd, CF37 5YH - VAT number 151 9726 96 - Company number 08323590 Hutchings Ltd t/a Hutchings Vauxhall, Severn Road, Treforest Ind Est, Pontypridd, CF37 5SP - VAT number 289076316 - Company number 1258159










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